Menu
Mechanisation has become essential for small farmers who want to increase efficiency and reduce labour dependency. Rising labour shortages push farmers to depend more on compact machines that deliver fast results. Power Reapers, Weeders, and Chaff Cutters now play a major role in small and medium farms across India. Farmers use these machines to speed up harvesting, manage weeds, and process fodder with less effort.
Financing support helps small farmers afford advanced machinery from reliable brands like Krishitek. Many farmers avoid machines due to high upfront costs, but flexible finance options now make mechanisation easier and more accessible.
Many farmers struggle to buy machinery due to high upfront costs. The price of Power Reapers, Weeders, and Chaff Cutters often crosses ₹20,000 to ₹1,50,000, depending on the model.
Farmers also face difficulty arranging collateral for loans. Many lack formal credit history, making loan approvals slower. Low awareness about subsidies and government schemes further limits access to machinery.
Krishitek solves several challenges by offering simplified financing partnerships. We ensure smooth loan processing, minimal documentation, and fast approvals. As a result, small farmers can buy farm machinery without delays or financial stress.
Krishitek offers a no-cost EMI facility on all the agricultural machines. This includes Power Reapers, Power Weeders, and Chaff Cutters. Farmers pay only the product price without any interest.
The facility is powered by Bajaj Finserv, which ensures fast approvals and minimal documentation. Farmers need only Aadhaar, PAN, and bank details to start the EMI process. Approvals usually happen within minutes. Flexible EMI durations also help farmers choose plans that match their crop income cycle.
The Government of India supports farm mechanisation under the Sub-Mission on Agricultural Mechanisation (SMAM). The scheme offers subsidies ranging from 40% to 50% for small and marginal farmers. Many states provide additional subsidies on Power Reapers, Weeders and Chaff Cutters.
Cost norms vary by category and state. Farmers must buy approved and registered models to receive the subsidy.
Subsidy details and eligibility conditions are published on government portals such as
Banks supported by NABARD provide agriculture machinery loans for small equipment and mini harvesters. These loans can be used to buy Krishitek Power Reapers, Weeders, or Chaff Cutters.
Interest rates depend on bank guidelines but usually range from 7% to 11%. Farmers with Kisan Credit Card (KCC) limits can use funds to buy small machinery. KCC loans often carry interest subvention for timely repayment, as per RBI guidelines.
NBFCs provide fast approvals with minimal paperwork. These loans help farmers without stable credit scores. However, interest rates may be higher than traditional banks.
Microfinance institutions also offer small-ticket loans for machinery purchases. These loans are useful for farmers who need urgent financing with flexible terms.
Krishitek offers a strong financing model that supports farmers at every step. Farmers pay no extra charges under the No-Cost EMI scheme. This keeps machinery affordable, even for small farms.
We cover a wide range of agricultural machines under financing. This includes Power Reapers, Power Weeders and Chaff Cutters. Farmers can activate EMI with any Krishitek dealer.
Low down payment and flexible instalments make machines budget-friendly. EMI cycles align with crop seasons, allowing smooth repayment. Approvals need only basic KYC documents, making the process fast and farmer-friendly.
Krishitek helps farmers adopt mechanisation without long-term financial pressure. This support pushes more farmers towards advanced technology.
Yes. The No-Cost EMI facility through Bajaj Finserv is available across all authorised Krishitek dealers in India.
Yes. Agricultural machines from Krishitek are widely used for custom hiring, helping farmers earn additional income from neighbouring farms.
Yes. Financing does not affect service benefits. Farmers receive full warranty, service support, and spare part availability through Krishitek’s dealer network.
In many cases, yes. Approval depends on eligibility, ticket size, and risk assessment by the financing partner.
Krishitek stands out as one of India’s most reliable manufacturers of Power Reapers, Weeders, Chaff Cutters, and other compact farm equipment. We support farmers through No-Cost EMI plans, strong dealer networks, and minimal documentation. Our advanced agricultural machines help farmers increase productivity, reduce labour costs, and improve seasonal efficiency.
Contact us today to explore Power Reapers, Power Weeders & Chaff Cutters on easy No-Cost EMI and upgrade your farm without financial stress.
Share :
This will close in 300 seconds
This will close in 300 seconds
This will close in 300 seconds
Register here to Get Offer
This will close in 1010 seconds
This will close in 300 seconds
